Housing observers see an opportunity to fundamentally remake a system to close the gap on serving historically marginalized communities.

But the potential privatization of two key government enterprises could stack the odds against future prospective buyers even further. The privatization of national mortgage finance firms Freddie Mac and Fannie Mae would likely push mortgage rates higher,

Two mortgage giants essential to the U.S. housing market could be released from the government into the private sector. What that means for you.

The issue of fraud in multifamily lending has become a significant concern for regulators, including Fannie Mae and Freddie Mac. In August 2024, both organizations planned to impl

The U.S. government may soon return Fannie Mae and Freddie Mac to private markets less than two decades after turmoil nearly toppled the mortgage industry.

US Treasury Secretary Scott Bessent says that any release of Fannie Mae and Freddie Mac from their current conservatorship would depend on the implications for mortgage rates.

AM Best has released newly updated tables of net capital charges associated with a representative sample of transactions from Fannie Mae and Freddie Mac's credit risk transfer (CRT) programs--Freddie Mac's Agency Credit Insurance Structure (ACIS) and Fannie Mae's Credit Insurance Risk Transfer (CIRT).

Walker & Dunlop remained Fannie Mae's largest Delegated Underwriting and Servicing (DUS) partner for the sixth consecutive year, with $3.2 billion in Fannie Mae lending, up 91% year-over-year. Freddie Mac loan originations grew 19%,

Fannie Mae and Freddie Mac are government-sponsored enterprises, or GSEs, that support the mortgage market by buying loans from mortgage lenders, bundling them into mortgage-backed securities

The U.S. government may soon return Fannie Mae and Freddie Mac to private markets less than two decades after turmoil nearly toppled the mortgage industry.

Many experts say privatizing Freddie Mac and Fannie Mae could significantly alter the mortgage market. Fannie Mae and Freddie Mac help keep the mortgage market stable by buying home loans, selling mortgage-backed securities and establishing lending guidelines.

Two mortgage giants essential to the U.S. housing market could be released from the government into the private sector. What that means for you.